Trying to conceive a child is both emotionally and financially demanding. Many low to medium income couples find fertility treatments such as IVF financially out of reach. However, being economically backwards should not make any couple have lesser access to IVF.
This article discusses ways in which you may try and lower the cost of the IVF treatment and in turn, improving your chance of getting pregnant.
- Fertility clinics:-
Many IVF fertility clinics in Kenya have come forward with various financial schemes to make IVF financially accessible to them. You may choose any reliable fertility clinic in your locality, and they are most likely to run an insurance plan that will ease out the financial burden for you.
Many private local grant applications, fertility clinics, and hospitals run grants you may apply to. Some grants cover more than 50% of the IVF cost, and this will enable couples to have a bandwidth of trying more than one IVF cycle. However, while contacting such an institution, it is crucial to verify the source of the grant. You should not share your information or submit application fees to an institution you have suspicions about.
Many health insurance providers offer insurance for the IVF procedure. Many of these insurance providers are tied up with the hospitals and fertility clinics, and you would receive information from the clinics. Or, you may contact a private insurance provider on your own.Irrespective of which insurance provider you use, insurance coverage for the IVF treatment will allow you to have more than one IVF cycle and hence, improve the chances of pregnancy.
- Health Savings Plan:-
You may start investing in a Health savings plan when you think you may decide on choosing IVF in the future. The health savings plan will cover qualified medical expenses, and this could be a savvy method of saving money during the IVF program.
- Multi-cycle IVF discounts: –
Many fertility clinics provide discounted rates when you choose to go for multiple IVF cycles through the same fertility clinic. In many cases, the mother would have to go through more than a single IVF cycle to have a successful pregnancy. Paying the fertility clinic up front for several IVF cycles will open the doors to negotiation and discounted price. However, you would need to have a lump amount of handy to pay the IVF fertility clinic up front. Also, should you have a bad experience with the IVF clinic or have a successful pregnancy during your first IVF cycle; you would not be entitled to the reimbursement of the money paid.
- Reimbursement Programs: –
Many IVF fertility clinics have grown a step further from multi-cycle IVF discounts. Clinics run programs with all facilities of a multi-cycle IVF discount, and provide reimbursement should you face issues with the fertility clinic or have a successful pregnancy after the first IVF cycle.
These reimbursement programs come as a saving grace to many intended couples. Combine an insurance plan with a reimbursement discount, having your bundle of joy would not seem like a far-fetched dream.